Lake Shore Bancorp Q2 FY26 net income rises 13.2% to $2.2 million; net interest income climbs 12.6% to $6.9 million
Reuters2026/07/22 20:40By:Reuters
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- Lake Shore Bancorp posted Q2 2026 net income of $2.2 million, up 13.2% year over year; diluted EPS rose to $0.29.
- Net interest income climbed 12.6% from a year earlier to $6.9 million; net interest margin widened 22 bps to 4.06%.
- Non-interest expense increased 5.4% year over year to $4.9 million; efficiency ratio improved 3.05 percentage points to 63.77%.
- Total assets rose 1.3% from Dec. 31 to $736.7 million; deposits increased 0.9% to $578.2 million.
- CEO Kim C. Liddell cited disciplined expense management and improved net interest income as drivers of the quarter’s performance.
Disclaimer:
This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Lake Shore Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-312448), on July 22, 2026, and is solely responsible for the information contained therein.
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