Product updates

Bitget launches the industry's first cross-asset unified account, supporting 100 stock tokens as margin

2026-07-16 08:001290

Bitget has launched the industry's first cross-asset unified account (UTA), now incorporating over 370 assets—including 100 US stock tokens (rTokens)—into a unified margin pool.

1. Three evolutions of the account, continuously improving capital efficiency

The unified account was created to ensure that assets within an account are fully utilized, maximizing users' capital efficiency. Since the concept was introduced, it has gone through three generations of evolution:

Generation 1 · Single-cryptocurrency Margin account: each position and each cryptocurrency settles margin independently, fragmenting funds and resulting in low utilization.
Generation 2 · Multi-cryptocurrencies Unified account: multiple cryptocurrency assets in the account are merged into a single margin pool, with one pool supporting multiple crypto positions, greatly improving efficiency.
Generation 3 · Cross-Asset Unified account:breaking past the boundaries of "cryptocurrency assets" by bringing US stock tokens and other RWA assets into the same margin pool, giving RWA assets the same status and utility as cryptocurrencies.

As the pioneer of the cross-asset unified account and a first mover in the Universal Exchange space, Bitget is the first to bring US stock tokens (rTokens) into a unified margin system. Within the third-generation unified account, a single rToken asset can serve multiple roles at once:

Hold for yield: Hold rTokens to enjoy the price gains and dividend payouts of the corresponding US stocks.
Use as margin: rTokens can be used directly as margin in a unified account to support futures, margin trading, and other transactions—allowing users to open positions without selling their holdings.
Collateralized lending: rTokens can also be used as collateral to borrow stablecoins. With highly competitive borrowing costs, users can turn their holdings into readily available, low-cost liquidity.

With a single rToken, you can hold it, use it as margin, or use it for collateralized lending. The third-generation unified account maximizes asset efficiency.

2. 100 US stock assets can now be used as margin, with support for leveraged buying

Starting today, a total of 100 US stock tokens (rTokens), covering leading US stocks, broad-based indices, preferred stocks, and more, can be added to the unified account for use as margin and support leveraged buying, including:

rAAPL, rAMZN, rMETA, rMU, rTSLA, rGOOGL, rNVDA, rINTC, rMSFT, rASML, rAVGO, rTSM, rQQQ, rSPY, rSNDK, rSPCX, rSTRC, rCRCL, rDRAM, rBB, rMRVL, rGLW, rNBIS, rSMH, rLLY, rJPM, rWMT, rV, rJNJ, rXOM, rAMAT, rMA, rABBV, rCSCO, rLRCX, rCOST, rBAC, rORCL, rGE, rUNH, rHD, rPG, rMS, rCVX, rARM, rNFLX, rMSTR, rQCOM, rCOIN, rAMD, rWDC, rPLTR, rLITE, rEWY, rSOXL, rSKHY, rMRK, rNVS, rAZN, rGS, rGEV, rPM, rPANW, rRTX, rTXN, rWFC, rDELL, rLIN, rAXP, rC, rBABA, rNVO, rSHEL, rTM, rAPH, rAMGN, rANET, rMCD, rPEP, rTD, rTMO, rTMUS, rSAP, rSTX, rNEE

Going forward, we will continue to add more assets that can be used as margin and traded with leverage. Stay tuned.

3. How to use US stock tokens (rTokens) as margin

Upgrade your account to a unified account (UTA);
On the asset trading page, tap "···" in the top-right corner → Trading settings → switch the trading account mode to Advanced mode;
Open a position in cross margin or isolated margin mode, and any eligible rTokens can be counted as margin (isolated margin positions carry independent risk, and floating gains from isolated margin positions cannot be used as margin to open new positions).

4. Rules explained

Collateralization rate (discount rate): up to 95%, decreasing in tiers as the collateral amount grows, with different assets assigned to different tiers. The larger the collateral amount, the lower the discount rate—please refer to the tier corresponding to your actual holdings. For the detailed tier breakdown, see Coin Discount Rates | Bitget Unified Account.
Borrowing interest rate: a floating rate updated hourly based on market supply and demand; the rate at the time of actual borrowing applies. To check it, go to the trading page → Trading/Market info → Borrowing data, where you can view the current APR.

5. Risk warning

Using assets as margin or for collateralized lending amplifies your account's overall leverage. If the market moves against you, the value of your collateral may decline, potentially triggering a margin call or liquidation; borrowing is a liability and will incur interest costs.

Please make sure to manage your positions and risk according to your own risk tolerance.

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