Finance Coach to XRP Army: Something Big Is Happening Behind the Scenes

For XRP holders watching institutional adoption closely, this is a significant data point.

The BIS Connection

The BIS is the central bank for central banks. Its roots trace back to the post-World War II monetary restructuring, which makes its attention toward blockchain technology notable. The BIS cited XRPL’s “low fees, three to five second settlement and proven track record” in its publication.

XRP received 101 mentions in the document. The institution recorded each dataset as a cryptographic fingerprint on the XRP Ledger at approximately $0.000003 per transaction, with verification completing in 1 to 2 seconds under test conditions.

Coach JV emphasizes one phrase in particular. No adoption decision has been made yet, but the BIS chose XRP Ledger to demonstrate the concept.

Garlinghouse Weighs In

Ripple CEO Brad Garlinghouse posted a perspective on the state of global finance that adds context to the BIS development. He referenced the Central Bank of the Netherlands recently spending months moving $11 billion in gold from New York to London, noting that 70% of it never physically moved.

He also cited Germany’s effort to repatriate 674 tons of gold from Paris to New York, a process that took four years. His point was straightforward: in the decade-plus between those two stories, crypto grew from a $1.5 billion experiment to a $2.7 trillion asset class, while central banks continued operating as they did in the 1940s.

Garlinghouse then reposted, noting that BIS testing with XRPL, with its low fees, fast settlements, and proven track record, should come as no surprise.

Other Signals Highlighted

Coach JV points to several additional developments. The University of Florida Gators became a proud XP partner. He also noted commentary from media personality Alex Jones, who claimed on his live show that major global banks, institutions, and governments have selected XRP as their primary mode of exchange.

Coach JV does not present Jones as a financial authority but treats the commentary as an indicator of how widely XRP is being discussed at a high level.

He also ties in regulatory clarity, noting that XRP remains one of the few digital assets with a settled legal status after Ripple’s court victory over the SEC. He argues that once full regulatory clarity arrives, banks will have no barrier left to forming crypto partnerships.