Provident Financial FY26 net income rises 6% to $6.7 million; net interest margin widens 16 basis points to 3.09%

Reuters2026/09/02 19:21

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Provident Financial Holdings posted net income of $6.7 million, up 6% from the prior fiscal year; diluted EPS rose to $1.03.
Net interest income climbed 2% to $36.3 million; net interest margin widened 16 basis points to 3.09%.
Total interest expense fell 8% to $19.6 million, led by a 22% drop in borrowing costs to $7.7 million.
Non-interest income increased 6% to $3.7 million; other non-interest income rose 19% to $873,000 on a Visa share conversion gain.
Total assets slipped 3% to $1.21 billion; deposits rose 2% to $910.4 million while borrowings dropped 26% to $157 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Provident Financial Holdings Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001010470-26-000010), on September 02, 2026, and is solely responsible for the information contained therein.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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Provident Financial FY26 net income rises 6% to $6.7 million; net interest margin widens 16 basis points to 3.09%

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