Affirm FY26 Q4 net income swings to USD 1.62 billion; revenue rises 33% to USD 1.17 billion

Reuters2026/08/27 20:36

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Affirm posted fiscal Q4 net income of USD 1.62 billion, boosted by releasing a valuation allowance on domestic deferred tax assets.
Revenue rose 33% to USD 1.17 billion as GMV climbed 36% to USD 14.1 billion; revenue as a share of GMV slipped 0.17 percentage points to 8.29%.
Operating income increased to USD 147.26 million from USD 58.06 million, lifting operating margin 6 percentage points to 12.6%.
Revenue less transaction costs (non-GAAP) grew 39% to USD 589.1 million; average annualized cost of funds fell 103 basis points to 5.8%.
Affirm forecast fiscal Q1 GMV of USD 13.7 billion-USD 14 billion, revenue of USD 1.19 billion-USD 1.22 billion, operating margin of 11.5%-13.5%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Affirm Holdings Inc. published the original content used to generate this news brief on August 27, 2026, and is solely responsible for the information contained therein.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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Affirm FY26 Q4 net income swings to USD 1.62 billion; revenue rises 33% to USD 1.17 billion

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