First Pacific Bancorp Q2 FY26 net income drops to $28,101; pre-tax, pre-provision profit falls to $503,000

Reuters2026/07/30 13:02

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First Pacific Bancorp posted Q2 net income of USD 28,101, down 93.8% from a year earlier, on a USD 470,000 provision.
Pre-tax, pre-provision profit fell to USD 503,000 from USD 634,000 in Q2 2025.
Total assets rose to USD 515 million at June 30, up USD 25 million from Dec. 31, while loans climbed to USD 353 million, up USD 33 million.
Deposits increased to USD 420 million, up USD 14 million since year-end; cash and cash equivalents were USD 52 million with unused borrowing capacity of USD 164 million.
Management cited strong loan and deposit growth with conservative underwriting, while earnings reflected the truck-loan wind-down and related USD 371,000 charge-off.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Pacific Bancorp published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202607300900PRIMZONEFULLFEED9799820) on July 30, 2026, and is solely responsible for the information contained therein.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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First Pacific Bancorp Q2 FY26 net income drops to $28,101; pre-tax, pre-provision profit falls to $503,000

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