thecryptobasic.com 
David Schwartz, Ripple’s CTO Emeritus, recently discussed the prospect of $XRP reaching the ambitious $100 price level.
Responding to a question from an investor on the chances of $XRP realistically hitting $100, the former Ripple CTO said if investors truly believed in extreme upside scenarios, such as $XRP to $100 or Bitcoin to $500,000 within two years, large-scale buying would already have pushed prices higher, which has not happened.
Key Points
- The $XRP community has repeatedly discussed the prospect of $XRP reaching the $100 mark, which remains ambitious, given current market realities.
- With $XRP currently trading for $1.45, the crypto asset would need to rise 6,796% to reach the $100 price.
- Schwartz implied that if investors reasonably expected $XRP to hit $100, large-scale buying from them would have already pushed prices much higher.
- According to him, if large whales have not bought an asset to push its price higher despite bullish predictions, it’s because they do not believe those predictions.
The $XRP to $100 Calls
Schwartz’s comments come amid consistent predictions from community figures that $XRP has the chance of reaching $100.
Notably, while $XRP has largely traded between $1.2 and $3.5 since its November 2024 rally, investors continue to push the idea of a move to $100, making it one of the most talked-about long-term targets in the $XRP community.
Interestingly, one community figure, Jake Claver, had predicted that $XRP would hit $100 by the end of 2025, but this forecast failed to play out. Instead, the price dropped further. With $XRP now trading at $1.45, it would need a massive 6,796% increase to reach $100.
Bitcoin’s History Gives Hope to $XRP Investors
Schwartz’s commentary on the matter came as he discussed how he and other Ripple insiders underestimated $XRP’s potential to reach greater heights, especially when it traded for as low as $0.005 during its early stages.
The former CTO stressed that this pessimism was not limited to $XRP but cut across the entire crypto market. According to him, he entered the crypto space at a time when Bitcoin traded for $2. If someone had asked him the chances of $BTC reaching $100 then, he would have given a 10% chance.
$XRP investors have also discussed such impressive growth from Bitcoin, leveraging it to argue that $XRP, which currently trades for $1.45, could equally reach the $100 price someday. They believe the skepticism $XRP currently battles with is the same Bitcoin faced when predictions of $100 emerged early in its history.
Schwartz Speaks on $XRP Reaching $100
Riding on this optimism, an $XRP community member asked Schwartz to give a clear and serious answer about the chances of $XRP reaching $100, without avoiding the question.
In response, Schwartz said crypto prices tend to make sense over the long term. He argued that if people truly believed an asset had a 70% chance of doubling within a year, the price would already reflect that belief because investors would buy early and push it higher. Schwartz admitted that not everyone agrees with him, but he maintains that view.
He used Bitcoin as an example. According to him, if investors really believed there was a 50% chance of $BTC reaching $500,000 within two years, wealthy investors would already be buying heavily.
This kind of demand would likely push Bitcoin above $100,000 today. Since this has not happened, he believes the market does not truly expect such an outcome. He added that this same logic applies to all liquid and easily tradable assets. This includes $XRP.
Essentially, the comment implies that if most investors really believe $XRP could realistically reach $100 anytime soon, wealthy market participants would have already scooped up large amounts of $XRP to benefit from that rally, and this would have pushed the price up. The fact that this large-scale buying has not happened yet means most investors don’t believe the forecast.
