Jefferson Capital Appoints Two New Independent Directors

MINNEAPOLIS, March 18, 2026 -- Jefferson Capital, Inc. (NASDAQ: JCAP) (“Jefferson Capital”), a leading analytically driven purchaser and manager of charged-off, insolvency and active consumer accounts, today announced the appointment of Susan Atkins and James Pierce to its Board of Directors, effective March 18, 2026. Jefferson Capital also announced that Christopher Giles is stepping down from its Board of Directors, on which he has served since 2018 to focus on his other professional commitments and as part of the Board’s evolution as a public company.

Susan Atkins has more than 40 years of experience leading complex corporate initiatives, with deep expertise in corporate finance, risk management, strategy, and governance. She previously served as Global Head of Wholesale Restructuring at JPMorgan and currently serves as an independent director for several pre- and post-restructuring companies. Ms. Atkins also serves on the Creditor Advisory Committee of the FTX Post-Bankruptcy Trust.

James Pierce currently serves as the Chief Operating Officer at Minnesota Diversified Industries, and previously served as Chief Information Officer at SALO Korn Ferry. Prior to that, Mr. Pierce spent over 30 years at Cargill in a variety of leadership capacities in IT and commercial business development. Mr. Pierce also serves as an Independent Board Director at MinnWest Bank.

“Both Sue and James are proven leaders with extensive operational and commercial capabilities,” said David Burton, Chairman and Chief Executive Officer. “Sue’s extensive experience working on complex restructurings and in risk management, and James’ technology leadership and broad expertise in cybersecurity oversight and enterprise risk management make them ideal additions to our Board. They have each helped companies achieve operational excellence, and their perspectives will be invaluable as we execute our plan to grow Jefferson Capital and realize long-term sustainable value for our shareholders. I also wish to sincerely thank Chris for his many contributions over the past seven years, during which time his insights and dedication significantly benefitted our transition to a publicly traded company, and I wish him all the very best in the years ahead.”

About Jefferson Capital, Inc.
Founded in 2002, Jefferson Capital is an analytically driven purchaser and manager of charged-off, insolvency and active consumer accounts with operations in the United States, Canada, the United Kingdom and Latin America. It purchases and services both secured and unsecured assets, and its growing client base includes Fortune 500 creditors, banks, fintech origination platforms, telecommunications providers, credit card issuers and auto finance companies. Jefferson Capital is headquartered in Minneapolis, Minnesota with additional offices and operations located in Sartell, Minnesota, Denver, Colorado and San Antonio, Texas (United States); Basingstoke, England, London, England and Paisley, Scotland (United Kingdom); London, Ontario and Toronto, Ontario (Canada); as well as Bogota (Colombia).