Mastercard and Google launch Verifiable Intent to establish verifiable authorization records for AI agent commerce

According to ChainCatcher, Mastercard and Google have jointly released the open standard framework Verifiable Intent, specifically designed for "agent commerce" scenarios where AI agents autonomously complete shopping transactions. This framework uses cryptographic technology to create tamper-proof authorization records when AI agents execute transactions on behalf of users, integrating identity, intent, and actions into a single privacy-protecting audit trail. This addresses the issue where merchants and card issuers cannot confirm whether a consumer has truly authorized a transaction when an AI agent places an order autonomously.

The framework adopts selective disclosure technology to ensure that all parties only obtain necessary information, and integrates widely adopted industry standards such as those from the FIDO Alliance and EMVCo. Mastercard stated that Verifiable Intent will be integrated into its Agent Pay API in the coming months.

Meanwhile, the cryptocurrency sector is also actively making arrangements. The CEO of an exchange, Brian Armstrong, pointed out that while AI agents cannot open bank accounts, they can hold crypto wallets, indicating that blockchain infrastructure may be better suited for the future of the AI agent economy.