How to Add Funds to Your Bitget Account

There are probably 1,000+ blockchains right now, each with their own standards and caveats, and managing your assets completely on your own can be a real pain. That's not the case for Bitget. Your Bitget account runs on one balance. Once your money is in the account, the same funds can be used to buy spot BTC, margin a futures position, or move into tokenized equity exposure without juggling with dozens of accounts and balances. Adding funds is the only step that still depends on where you're starting from.

There are three ways to fund an account. You can deposit crypto you already hold, buy crypto with fiat, or trade P2P with another user. Everything starts from the same place. In the app, tap [Add funds] on the main screen. On the website, use [Buy & Sell] in the top menu, or deposit assets from your Assets page.

2 things before you start

To get the most out of your crypto journey, we highly recommend that you complete Bitget's identity verification. Card payments and P2P trading both require it, and it raises your limits on other methods. If you don't have an account yet, create one here and verify it before you move any money.

Then, check what's actually available to you. The deposit methods you see depend on your fiat currency and the region your account is registered in, so your list may look different from a friend's in another country.

1. Deposit crypto you already hold

This is the fastest route if you have coins in another exchange or a self-custody wallet like Bitget Wallet.

In the app, tap [Add funds], then [Deposit crypto] under [I have crypto assets]. Pick the coin you're sending, then pick the network. We show a deposit address and a QR code for that exact pair.

On our website, simply click on your portrait in the top right corner, select [Deposit], then choose the asset and the network you hold it on. You can also click on this link to access our asset deposit page directly.

Now go to the wallet or exchange you're sending from, choose withdrawal, and paste the address you just copied from Bitget. You can also scan the QR code to save some time.

The network has to match on both sides. If we gave you a TRC-20 address, send over your TRC-20 assets, not ERC-20 or BEP-20. Sending to the wrong network is the most common way people lose a deposit, and blockchain transactions can't be cancelled or reversed once they're broadcast. Some coins also require a memo or tag alongside the address; if the deposit screen shows one, it isn't optional.

Bitget doesn't charge a deposit fee. The network fee is charged by the chain you send over and comes out of the sending wallet.

2. Buy crypto with fiat

Bank transfers and card are two routes to the same thing. You pay in your local or preferred currency, we hand you crypto in return, and a payment provider processes the fiat leg in between. Because a provider sits in the middle, each route carries its own fee, limits, and supported currencies. The same 100 EUR can buy slightly different amounts of BTC depending on which route you pick.

All three start from the same screen. Tap [Add funds], then switch to your fiat currency using the arrow at the top. If you're on our website, use the [Buy & Sell] under [Buy crypto] or simply click on this link .

Bank transfer

Bank transfer usually carries the lowest cost of the three, but is often the slowest.

Tap [Bank transfer] under [Buy crypto with]. Choose the currency and the specific payment method, then enter the amount.

On our website, this can all be accomplished in our Buy & Sell page. Select [Bank deposit] and you will be taken to a page where you can enter the amount of crypto assets you intend to buy and the fiat you can pay with.

Each method lists its own single-transaction limit, daily limit, processing window, and provider terms. Remember to read the processing window before you commit; if it may take longer than you want to wait, pick another method from the same list.

Confirm the order and the bank details to pay will pop up. Make the transfer from your own banking app to that exact account. Funds will only be credited when they arrive at the account we gave you, so do remember to double check before making the transfer. You'll get a site message or an email when the deposit lands.

Note that your bank may collect a fee for each transfer, so the amount that arrives can be slightly less than the amount you sent. If you need a specific figure in your account, send a little more.

Credit or debit card

Card is the quickest of the three, and the most expensive.

Tap [Buy / Sell] under [Buy crypto with], choose the coin you want, and enter the amount of fiat you're paying. Then, tap [Pay with] and select [Visa/Mastercard] under [Card]. If you haven't added your card details, select [Manage card] to add one.

On our website, the flow is pretty much the same. On the same [Buy & Sell] page , enter the amount of crypto you need to buy, click on the selection bar under [Pay with], choose [Visa/Mastercard] (or click on [Card management] if you haven't entered your card info before), then select [Confirm].

We accept Visa and Mastercard, plus Apple Pay and Google Pay, depending on your phone OS. The card has to be issued in your own name, match your verification details, and allow international and crypto-related transactions. Plenty of banks block the second one by default, which is the usual reason a card payment fails.

Card processing fees go to the payment provider. Your card issuer may add its own charge on top, and some treat crypto purchases as a cash advance. Check with your bank if that matters to you. After payment you'll see a [Payment pending] status; crediting normally takes a few minutes. Sign up to see which card providers and currencies are available in your region.

3. P2P

P2P works differently from the fiat routes above since we won't be selling you the crypto. You'll be buying directly from another user, in your local currency, through a payment method your bank actually supports. Our part is to hold that seller's crypto in escrow until you've paid. That makes P2P the strongest option in markets where card and bank rails are patchy.

On our app, P2P can be found in the same tab where you choose to pay with your cards. You can select any payment provider from this long list that best suits you.

On the website, hover [Buy crypto] and choose [P2P trading]. Pick the crypto you want, your fiat currency, the amount, and your payment method.

You'll get a list of sellers, each with their price, available limit, number of completed trades, and 30-day average release time, which tells you how quickly they tend to confirm. Do read them before you click [Buy], because a seller can require things like a matching account name.

When you open an order, we move the seller's crypto into escrow. After you pay the seller through the agreed method and mark the order as [Paid] in the P2P interface, the escrowed crypto will be released to you once the seller confirms receipt. When placing an order, do not initiate a conversation anywhere other than Bitget, and never mark an order paid before the money has actually left your account.

Where your funds land

Which account your deposit arrives in determines what you can do with it right away. Spot account is for spot trading, OTC is what P2P uses, and a futures account like USDT-M is for perpetual futures trading. If your balance is sitting somewhere other than where you want to trade, move it with an internal transfer, which is instant and free.

Open a Bitget account and pick whichever of the routes above suits your currency.

Crypto prices move in both directions and you can lose money trading. We write Academy articles to explain how the platform works, not to give investment advice.

Disclaimer: The opinions expressed in this article are for informational purposes only. This article does not constitute an endorsement of any of the products and services discussed or investment, financial, or trading advice. Qualified professionals should be consulted prior to making financial decisions.